PLEASE CAREFULLY READ THESE GENERAL TERMS OF SERVICE BEFORE REGISTERING FOR A DealGrinders.ca ACCOUNT OR APPLYING OR SUBMITTING AN ORDER FOR A DealGrinders.ca PRODUCT OR SERVICE. THESE TERMS AND CONDITIONS ARE A BINDING CONTRACT THAT GOVERNS USE OF DealGrinders.ca PRODUCTS AND SERVICES, EXEMPTS DealGrinders.ca AND OTHER PERSONS FROM LIABILITY, SPECIFIES THE JURISDICTION FOR THE RESOLUTION OF DISPUTES AND CONTAINS OTHER IMPORTANT PROVISIONS. BY REGISTERING FOR A DealGrinders.ca ACCOUNT OR APPLYING OR SUBMITTING AN ORDER FOR A DealGrinders.ca PRODUCT OR SERVICE, YOU ACKNOWLEDGE AND SIGNIFY THAT YOU HAVE READ, UNDERSTAND AND AGREE TO THESE GENERAL TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE GENERAL TERMS OF SERVICE, THEN YOU MAY NOT REGISTER FOR A DealGrinders.ca ACCOUNT OR APPLY OR SUBMIT AN ORDER FOR A DealGrinders.ca PRODUCT OR SERVICE.
1. Your Acceptance of these Terms DealGrinders.ca Ltd. (“DealGrinders.ca”) and its corporate affiliates, including DealGrinders.ca Auto Finance, operate various websites (including but not limited to www.carstocompare.ca, www.mycarmyprice.ca. (each a “Website”) that advertise or accept orders for various products and services, such as assistance finding a car dealer or a lender, extended car warranties, insurance, credit cards, personal loans, other financial products and services and memberships in designated programs (collectively “Products and Services” and each a “Product” or “Service”, as applicable) provided by DealGrinders.ca or one of its corporate affiliates (each a “DealGrinders.ca Company”). These Terms are a binding agreement between you (on the one hand) and each DealGrinders.ca Company (on the other hand) regarding your registration for a DealGrinders.ca account (an “Account”), your applications or orders for Products and Services and your use of each Product or Service. By registering for an Account or applying or submitting an order for a Product or Service, you signify your unconditional acceptance and agreement, without limitation or qualification, to the most current version of these Terms. If you do not unconditionally accept and agree to these Terms, then you may not register for an Account or apply or submit an order for a Product or Service.
3. Permitted Use of Products and Services You may use Products and Services for your own lawful, personal use for non-commercial purposes only and subject to these Terms, all applicable Additional Terms and Conditions and all applicable laws. Use of a Product or Service for any other purpose or in any other manner is strictly prohibited.
4. Accounts/Credentials Your use of an Account may require use of a valid user name and password (collectively “Credentials”) that comply with applicable technical requirements and policies established by a DealGrinders.ca Company. You may have only one (1) Account. Your Account and Credentials are personal to you and may not be shared with any other person. You may not create an Account for anyone else. You are fully responsible and liable for maintaining the confidentiality of your Account and Credentials and for any and all use and misuse of your Account and Credentials (including all transactions using your Account or Credentials) and for all resulting loss, damage and liability. You may not disclose your Credentials to any other person or permit any other person to use your Account or Credentials. You will immediately notify DealGrinders.ca Customer Care by email to info@DealGrinders.ca if there has been any unauthorized use of your Account or if you know or suspect that your Credentials have become known to or used by any other person. Each DealGrinders.ca Company may act on any communication given through your Account or using your Credentials. The DealGrinders.ca Companies are not under any obligation to verify the actual identity or authority of any person using your Account or Credentials, but each DealGrinders.ca Company in its discretion may at any time require verification of the identity of any person seeking to access your Account and may deny access to and use of your Account and any or all Services if the DealGrinders.ca Company is not satisfied with the verification. A DealGrinders.ca Company in its discretion may cancel or suspend your Account or reject, revoke or require that you change or renew your Credentials at any time (including if your Account is inactive) without notice or liability to you or any other person. If your Account is suspended, cancelled or terminated by a DealGrinders.ca Company, then you may not create another Account without the DealGrinders.ca Company’s express prior written consent.
5. Accurate Information To register for an Account or to apply or submit an order for a Product or Service, you may be required to provide certain information about yourself (including your legal name, contact information and payment information) and give certain authorizations or instructions. You will ensure that all information you provide to a DealGrinders.ca Company is true, accurate, current and complete, and you will update that information from time to time so that it remains true, accurate, current and complete. Each DealGrinders.ca Company will rely on the information that you provide. The DealGrinders.ca Companies are not obligated to verify the truth, accuracy, currency or completeness of any information you provide, but each DealGrinders.ca Company may do so in its discretion, and you hereby consent to each DealGrinders.ca Company making reasonable inquiries and investigations that it considers appropriate to verify the information you provide. You are and will remain solely responsible and liable for all loss, damage and liability (including additional costs) that you, any DealGrinders.ca Company or any other person may incur as a result of your submission of any false, incorrect or incomplete information, your failure to promptly update your information if it changes, or any other breach of your obligations under this section
(a) the independent business may request a credit report for any legitimate purpose associated with the proposed transaction; and
(b) the DealGrinders.ca Company may collect from that independent business information regarding the transaction to update your confidential profile for use by all DealGrinders.ca Companies.
(a) Misprints/Errors: The DealGrinders.ca Companies endeavour to provide current and accurate information on Websites and in communications relating to your applications and orders for Products and Services, but misprints, errors, inaccuracies, omissions (including incorrect specifications for Products and Services) and other errors may sometimes occur. Each DealGrinders.ca Company reserves the right to correct any misprint, error, inaccuracy or omission at any time without prior notice or liability to you or any other person, and to change at any time Products and Services advertised on Websites, the prices, fees, charges and specifications of those Products and Services, any promotional offers and any other Website content, all without any notice or liability to you or any other person. If you submit an order for a Product or Service for which incorrect information was displayed on a Website, the relevant DealGrinders.ca Company will provide you with a reasonable opportunity to cancel your order.
(b) Availability: Products and Services advertised on a Website may not be available when ordered or any later time. If you order a Product or Service that is not available, the relevant DealGrinders.ca Company will notify you by email. The DealGrinders.ca Companies reserve the right in their discretion to refuse or cancel any order you submit and to limit quantities available for sale or sold.
(c) Prices: All prices and other amounts appearing on a Website are quoted in Canadian dollars, unless expressly indicated otherwise. The DealGrinders.ca Companies reserve the right to change prices advertised on a Website at any time. The total price of your order will include the price of the ordered Products and Services plus all applicable taxes and delivery and handling charges. The price, applicable taxes and charges will appear on the completed order, and will be charged to your credit card or other payment method when your order is accepted.
(d) Orders: The advertisements on Websites are invitations to make offers to purchase and are not offers to sell. Your properly completed and delivered application or order constitutes your offer to purchase the Products and Services referenced in the application or order. Your application or order will be deemed accepted by the relevant DealGrinders.ca Company when the relevant DealGrinders.ca Company confirms that your application or order has been accepted.
7. Technical Requirements and Technical Support You are solely responsible and liable for obtaining, provisioning, configuring, maintaining, paying for, and protecting from loss and damage, all equipment (including compatible computing devices), software (e.g. Internet browser and PDF reader software) and services (including Internet access and mobile data services) necessary for your use of your Account, Products and Services. The DealGrinders.ca Companies are not obligated to provide technical support, but may do so in their discretion. Your use of that technical support is governed by these Terms. For greater certainty, electronic communications (including text messages) that you send to or receive from a DealGrinders.ca Company may be subject to standard message and data rates charged by your service providers, and you are solely responsible and liable for payment of those charges.
8. Monitoring The DealGrinders.ca Companies are not obliged to monitor your use of your Account, but reserve the right to do so in their discretion (including for the purposes of administering the Account and providing Products and Services, quality assurance and training, verifying compliance with these Terms and compliance with applicable laws) without notice or liability to you or any other person.
9. Feedback If you give feedback (including ideas or suggestions for enhancements or improvements) about a Website or a Product or Service to a DealGrinders.ca Company, then each DealGrinders.ca Company and its licensors may use and commercialize the feedback in any way and for any purpose without providing any compensation to you or any other person.
10. Communications You authorize each DealGrinders.ca Company to:
(a) accept communications it receives from you by means of your Account or by email as if those communications had been given directly by you in writing and signed by you;
(b) disclose your communications to its service providers and to any other DealGrinders.ca Company; and
(c) respond to your communications through your Account, a Website, by email or other means of communication. Communications you send to a DealGrinders.ca Company are not effective unless and until they are actually received and processed by the DealGrinders.ca Company’s responsible representative. A DealGrinders.ca Company may refuse to process any communications that you send to the DealGrinders.ca Company, or may reverse the processing of any communications that you send to the DealGrinders.ca Company, at any time in its discretion, and without notice or liability to you or any other person, if the DealGrinders.ca Company believes the communication to be fraudulent or unlawful or defective, inaccurate or incomplete due to a technical malfunction.
11. Products and Services, the technologies and data used to provide Products and Services and all related proprietary rights (including copyright) are owned solely by the DealGrinders.ca Companies and their licensors and are protected by Canadian and international intellectual property laws. Your purchase or use of a Product or Service does not transfer to you any right, title or interest in, to or associated with the Product and Service or any related technologies and data or any related intellectual property rights.
12. Referred Businesses, Referred Products/Services and Linked Sites A DealGrinders.ca Company may provide a referral to an independent business, such as a car dealer, lender or credit card provider (each a “Referred Business”), and Websites and communications from a DealGrinders.ca Company may include advertisements for products or services (including cars, car loans or other financing, extended car warranties, insurance, roadside assistance services, personal loans, credit building services and credit cards) offered by a Referred Business (each a “Referred Product/Service”). Those referrals and advertisements do not guarantee that a Referred Product/Service will be offered or available to you as indicated or at all, or that you will qualify to purchase or receive a Referred Product/Service. The availability of a Referred Product/Service is within the discretion of the relevant Referred Business (not the DealGrinders.ca Companies) and will be subject to the terms and conditions specified by the Referred Business (not by the DealGrinders.ca Companies). Referred Businesses are independent from the DealGrinders.ca Companies, and the DealGrinders.ca Companies do not have any control over, and are not responsible or liable for, any Referred Business or any Referred Product/Service. Each Referred Business will provide its Referred Products/Services subject to a separate agreement between you and the Referred Business, and the DealGrinders.ca Companies are not parties to that agreement or any related transaction between you and the Referred Business. Your dealings with Referred Businesses and your use of a Referred Product/ Service are at your own risk, and you will not make any claim against any DealGrinders.ca Company arising from, connected with, or relating to your dealings with a Referred Business or any Referred Product/Service. VAN01: 4437022: v1 5 For your convenience, Websites and communications sent by a DealGrinders.ca Company may provide links or references to Internet sites or resources operated by independent persons (collectively “Linked Sites”). Linked Sites are independent from the DealGrinders.ca Companies, and the DealGrinders.ca Companies do not endorse, and have responsibility or liability for or control over, any Linked Site, any products, services or content available through a Linked Site or the collection of your personal information through a Linked Site or by the owner or operator of a Linked Site. Your use of a Linked Site and your dealings with the owner or operator of a Linked Site are at your own risk, and you will not make any claim against any DealGrinders.ca Company arising from, connected with, or relating to your use of a Linked Site, your dealings with the owner or operator of a Linked Site or any product, service or content available through a Linked Site.
13. DISCLAIMERS, LIABILITY EXCLUSIONS AND INDEMNITY GENERAL DISCLAIMER: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PRODUCTS AND SERVICES ARE MADE AVAILABLE AND PROVIDED TO YOU ON AN “AS IS”, “AS AVAILABLE” AND “WITH ALL FAULTS” BASIS AND WITHOUT ANY REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES OF ANY NATURE OR KIND WHATSOEVER, WHETHER EXPRESS, IMPLIED OR STATUTORY, OR ARISING FROM CUSTOM OR TRADE USAGE OR BY ANY COURSE OF DEALING OR COURSE OF PERFORMANCE, INCLUDING ANY REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES OF OR RELATING TO ACCURACY, CAPACITY, COMPLETENESS, DELAYS, DURABILITY, ERRORS, FITNESS FOR A PARTICULAR PURPOSE, LACK OF NEGLIGENCE, VIRUSES OR OTHER HARMFUL COMPONENT, INTERRUPTED SERVICE, MERCHANTABILITY, NON-INFRINGEMENT, PERFORMANCE, RESULTS, QUALITY, TIMELINESS, TITLE OR WORKMANLIKE EFFORT, ALL OF WHICH ARE HEREBY WAIVED BY YOU AND DISCLAIMED BY EACH DealGrinders.ca COMPANY TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW; AND NO REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES WILL BE CREATED BY ANY ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, PROVIDED BY OR ON BEHALF OF ANY DealGrinders.ca COMPANY. DISCLAIMER FOR LINKED SITES, REFERRED BUSINESSES AND REFERRED PRODUCTS/SERVICES: WITHOUT LIMITING THE GENERALITY OF ANY OTHER DISCLAIMER, YOU ARE SOLELY RESPONSIBLE FOR THE SELECTION OF LINKED SITES, REFERRED BUSINESSES AND REFERRED PRODUCTS/SERVICES TO ACHIEVE YOUR INTENDED RESULTS, AND YOU ACCESS, DEAL WITH, PURCHASE AND USE LINKED SITES, REFERRED BUSINESSES, AND REFERRED PRODUCTS/ SERVICES AT YOUR OWN RISK. DealGrinders.ca GROUP DOES NOT MAKE OR GIVE ANY REPRESENTATION, WARRANTY, CONDITION OR GUARANTEE OF ANY NATURE OR KIND WHATSOEVER, WHETHER EXPRESS, IMPLIED OR STATUTORY, OR ARISING FROM CUSTOM OR TRADE USAGE OR BY ANY COURSE OF DEALING OR COURSE OF PERFORMANCE, REGARDING ANY LINKED SITE, REFERRED BUSINESS OR REFERRED PRODUCT/SERVICE. DealGrinders.ca GROUP DOES NOT CONTROL, AND IS NOT RESPONSIBLE OR LIABLE FOR, ANY LINKED SITE, REFERRED BUSINESS OR REFERRED PRODUCT/SERVICE. TECHNOLOGY DISCLAIMER: WITHOUT LIMITING THE GENERALITY OF ANY OTHER DISCLAIMER, WEBSITES, PRODUCTS AND SERVICES MAY BE AFFECTED BY NUMEROUS CIRCUMSTANCES BEYOND DealGrinders.ca GROUP’S CONTROL, AND MAY NOT BE CONTINUOUS, UNINTERRUPTED OR SECURE. WEBSITES, PRODUCTS AND SERVICES MAY ALSO BE SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF THE INTERNET AND ELECTRONIC COMMUNICATIONS. DealGrinders.ca GROUP IS NOT RESPONSIBLE OR LIABLE FOR ANY DELAYS, DELIVERY FAILURES OR OTHER DAMAGE OR LOSS RESULTING FROM THOSE CIRCUMSTANCES, LIMITATIONS, DELAYS OR OTHER PROBLEMS. LIABILITY EXCLUSION: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT AND UNDER NO CIRCUMSTANCES WILL DealGrinders.ca GROUP BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY LOSS, DAMAGE OR LIABILITY (INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL AND PUNITIVE DAMAGES) ARISING FROM, CONNECTED WITH OR RELATING TO YOUR USE OF, OR INABILITY TO USE, ANY PRODUCT OR SERVICE OR ANY RELATED MATTER, UNDER ANY THEORY (INCLUDING CONTRACT, TORT, STRICT LIABILITY, STATUTORY LIABILITY OR ANY OTHER THEORY OF LAW), REGARDLESS OF ANY NEGLIGENCE OR OTHER FAULT OR WRONGDOING (INCLUDING FUNDAMENTAL BREACH OR GROSS NEGLIGENCE) BY OR ON BEHALF OF DealGrinders.ca GROUP, EVEN IF OTHER REMEDIES ARE NOT AVAILABLE OR DO NOT ADEQUATELY COMPENSATE YOU OR ANY OTHER PERSON FOR THE LOSS, DAMAGE AND LIABILITY AND EVEN IF DealGrinders.ca GROUP KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF THE POTENTIAL LOSS, DAMAGE OR LIABILITY BEING INCURRED. INDEMNITY: YOU WILL DEFEND, INDEMNIFY AND HOLD HARMLESS DealGrinders.ca GROUP FROM AND AGAINST ANY AND ALL LOSSES, DAMAGES, COSTS, EXPENSES (INCLUDING LEGAL FEES), CLAIMS, COMPLAINTS, DEMANDS, ACTIONS, SUITS, PROCEEDINGS, OBLIGATIONS AND LIABILITIES (INCLUDING SETTLEMENT PAYMENTS) ARISING FROM,CONNECTED WITH OR RELATING TO YOUR USE OF A PRODUCT OR SERVICE OR YOUR NEGLIGENCE, MISCONDUCT OR BREACH OF THESE TERMS. NOTWITHSTANDING THE FOREGOING, DealGrinders.ca GROUP RETAINS THE RIGHT TO PARTICIPATE IN THE DEFENSE OF AND SETTLEMENT NEGOTIATIONS RELATING TO ANY THIRD PARTY CLAIM, COMPLAINT, DEMAND, ACTION, SUIT OR PROCEEDING WITH COUNSEL OF THEIR OWN SELECTION AT THEIR SOLE COST AND EXPENSE. DEFINITION: IN THESE TERMS, “DealGrinders.ca GROUP” MEANS EACH DealGrinders.ca COMPANY AND EACH OF ITS LICENSORS, SUPPLIERS AND SERVICE PROVIDERS, AND EACH OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, SHAREHOLDERS, DISTRIBUTORS, AND REPRESENTATIVES, JOINTLY AND SEVERALLY. RESERVATION: THE LAWS IN SOME JURISDICTIONS PROHIBIT OR LIMIT THE DISCLAIMER OF CERTAIN WARRANTIES AND CONDITIONS OR THE EXCLUSION OR LIMITATION OF CERTAIN LIABILITIES AND REMEDIES, AND SO THE DISCLAIMERS, EXCLUSIONS AND LIMITATIONS IN THESE TERMS AND CONDITIONS MIGHT NOT APPLY TO YOU. ACKNOWLEDGEMENT: YOU ACKNOWLEDGE THAT THE ALLOCATION OF RISK SET OUT IN THESE TERMS IS AN ESSENTIAL PART OF THE BARGAIN BETWEEN YOU AND THE DealGrinders.ca COMPANIES AND AN INDUCEMENT TO THE DealGrinders.ca COMPANIES TO PROVIDE YOU WITH PRODUCTS AND SERVICES.
14. Termination These Terms as they apply to you will continue in full force and effect unless and until you cease using all Products and Services, and in those circumstances these Terms will continue to apply and be binding regarding your access to and use of Products and Services before termination and all related matters (including any related dispute). The termination of these Terms will not terminate any other agreement between you and any DealGrinders.ca Company or any other person (including a Referred Business).
15. Governing Law The DealGrinders.ca Companies have their head offices in Calgary AB. These Terms, Products, Services and all related matters are governed by, and will be construed and interpreted solely in accordance with, the laws of the Alberta.
Information That DealGrinders.ca Group Collects
(a) Information You Provide You may be asked to voluntarily give your personal information to a DealGrinders.ca Company when you interact,orally, in writing or by electronic transmission, with the DealGrinders.ca Company, including when you apply for an account or membership, subscribe to a newsletter, register to receive information, apply or register for or order a product or service offered by a DealGrinders.ca Company or use a product or service provided by a DealGrinders.ca Company. In those circumstances, you can choose not to provide certain requested personal information, but then you might not be able to proceed with your intended interaction or transaction with the DealGrinders.ca Company or otherwise receive the full benefit of the desired product or service. Telephone calls between you and the DealGrinders.ca Company will be recorded to ensure accuracy and quality assurance, and may be disclosed to third parties to verify the DealGrinders.ca Company is compliant with its contractual obligations to third parties. You can choose not to have the telephone call recorded, and communicate by writing or electronic transmission.
(b) Automated Collection
(c) Credit Reports
(d) Information Regarding Referred Transactions
How DealGrinders.ca Group Uses Personal Information
to administer your relationship with DealGrinders.ca Group, including to create and manage your account or membership with DealGrinders.ca Group and to contact and correspond with you regarding those matters;
to facilitate your interactions and transactions with DealGrinders.ca Group, including to process yourapplications, requests, orders and payments;
to provide products and services to you;
to process and respond to your inquiries, requests and other communications;
to provide you with information (including by email and other electronic messages) regarding DealGrinders.ca Group and its products and services and related products and services offered by other businesses, to the extent permitted by applicable law;
to administer and facilitate your participation in contests and promotions related to DealGrinders.ca Group;
to maintain, protect and improve DealGrinders.ca Group’s products and services and to develop new products and services;
to protect and enforce DealGrinders.ca Group’s legal rights, interests and remedies and to protect the business, operations and customers of DealGrinders.ca Group or other persons; and
(b) DealGrinders.ca Group
(c) Interest-Based Advertising
How DealGrinders.ca Group Discloses Personal Information
(b) Specific Consents
A DealGrinders.ca Company may disclose your personal information in accordance with express or implied consents that you give during your interactions and transactions with the DealGrinders.ca Company.
(c) Referred Transactions
(d) Suppliers and Service Providers
(e) Law Enforcement/Legal Disclosures
A DealGrinders.ca Company may disclose your personal information as required or authorized by applicable law, including to comply with a subpoena, warrant or court or arbitral order or litigation disclosure obligation.
(f) Business Transactions
Location of Personal Information
DealGrinders.ca Group and its service providers may process, store and use your personal information at facilities in various countries, including Canada, the United States of America and one or more countries in Europe or Asia. The personal information protection laws of those other countries might be different from the laws of the jurisdiction in which you reside, and might permit courts, government, law enforcement agencies, regulatory agencies and security authorities to access your personal information without notice. By providing your personal information to a DealGrinders.ca Company, you consent to the transfer of the personal information to facilities located in other countries and the processing and storage of the personal information at those facilities.
Retention of Personal Information
Protection of Personal Information
Accuracy and Access to Personal Information
DealGrinders.ca Group will rely on you to ensure that your personal information that you provide to DealGrinders.ca Group is as accurate, complete and up to date as necessary for the purposes for which Deal Grinders Group uses the personal information. You will promptly notify DealGrinders.ca Group of any changes to your personal information using the procedures made available for that purpose by DealGrinders.ca Group or by contacting DealGrinders.ca Group’s customer service.
You may reasonably request access to your personal information collected by DealGrinders.ca Group andinformation about DealGrinders.ca Group’s use, disclosure and retention of that personal information by submitting a written request to DealGrinders.ca Group’s Chief Privacy Officer using the contact information noted below. Subject to applicable exceptions and limitations prescribed by applicable law, you will be given reasonable access to your personal information and you will be entitled to verify the accuracy and completeness of your personal information and to have the information revised as appropriate. You may be required to pay a reasonable fee for access to your personal information. DealGrinders.ca Group may decline to process a request that is unreasonably repetitive, frivolous, vexatious or impracticable, that infringes or jeopardizes the privacy of other persons, or for other reasons permitted by applicable law.
Other Websites and Businesses
(a) Disclaimers, Liability Exclusions/Limitations and Disputes:
(b) Changes to this Policy:
(c) English Language:
(d) Contacting DealGrinders.ca Group’s Chief Privacy Officer: