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PLEASE CAREFULLY READ THESE GENERAL TERMS OF SERVICE BEFORE REGISTERING FOR A DealGrinders.ca ACCOUNT OR APPLYING OR SUBMITTING AN ORDER FOR A DealGrinders.ca PRODUCT OR SERVICE. THESE TERMS AND CONDITIONS ARE A BINDING CONTRACT THAT GOVERNS USE OF DealGrinders.ca PRODUCTS AND SERVICES, EXEMPTS DealGrinders.ca AND OTHER PERSONS FROM LIABILITY, SPECIFIES THE JURISDICTION FOR THE RESOLUTION OF DISPUTES AND CONTAINS OTHER IMPORTANT PROVISIONS. BY REGISTERING FOR A DealGrinders.ca ACCOUNT OR APPLYING OR SUBMITTING AN ORDER FOR A DealGrinders.ca PRODUCT OR SERVICE, YOU ACKNOWLEDGE AND SIGNIFY THAT YOU HAVE READ, UNDERSTAND AND AGREE TO THESE GENERAL TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE GENERAL TERMS OF SERVICE, THEN YOU MAY NOT REGISTER FOR A DealGrinders.ca ACCOUNT OR APPLY OR SUBMIT AN ORDER FOR A DealGrinders.ca PRODUCT OR SERVICE.
1. Your Acceptance of these Terms DealGrinders.ca Ltd. (“DealGrinders.ca”) and its corporate affiliates, including DealGrinders.ca Auto Finance, operate various websites (including but not limited to www.carstocompare.ca, www.mycarmyprice.ca. (each a “Website”) that advertise or accept orders for various products and services, such as assistance finding a car dealer or a lender, extended car warranties, insurance, credit cards, personal loans, other financial products and services and memberships in designated programs (collectively “Products and Services” and each a “Product” or “Service”, as applicable) provided by DealGrinders.ca or one of its corporate affiliates (each a “DealGrinders.ca Company”). These Terms are a binding agreement between you (on the one hand) and each DealGrinders.ca Company (on the other hand) regarding your registration for a DealGrinders.ca account (an “Account”), your applications or orders for Products and Services and your use of each Product or Service. By registering for an Account or applying or submitting an order for a Product or Service, you signify your unconditional acceptance and agreement, without limitation or qualification, to the most current version of these Terms. If you do not unconditionally accept and agree to these Terms, then you may not register for an Account or apply or submit an order for a Product or Service.
2. Other Agreements Your use of each Website is subject to the applicable Website Terms of Use that are available on the Website. Each Product or Service may be subject to additional terms and conditions or applicable rules (collectively the “Additional Terms and Conditions”), which are available on the applicable Website or may be presented when you apply for or order the Product or Service. If there is a conflict or inconsistency between these Terms and any Website Terms of Use, then the Website Terms of Use will take priority and govern regarding the Website to which they apply and these Terms will take priority and govern regarding all other matters. If there is a conflict or inconsistency between these Terms and any Additional Terms and Conditions, then the Additional Terms and Conditions will take priority and govern regarding the specific Product or Service to which they apply, and these Terms will take prior capable of forming a binding contract under applicable law. Products and Services may not be ordered or used by individuals who are located outside Canada. You may not apply to register for an Account or submit an application or order for a Product or Service if you are not eligible to use the Product or Service as set out above, if you are prohibited by applicable law from using the Product or Service, if you do not accept and agree to these Terms and all applicable Additional Terms and Conditions, if you have breached these Terms or any applicable Additional Terms and Conditions or if a DealGrinders.ca Company has prohibited you from applying for or ordering Products and Services. Notwithstanding the foregoing or any other provision of these Terms, each DealGrinders.ca Company reserves the right in its discretion and for its sole convenience to refuse to accept applications or orders for Products or Services from you or any other person.
3. Permitted Use of Products and Services You may use Products and Services for your own lawful, personal use for non-commercial purposes only and subject to these Terms, all applicable Additional Terms and Conditions and all applicable laws. Use of a Product or Service for any other purpose or in any other manner is strictly prohibited.
4. Accounts/Credentials Your use of an Account may require use of a valid user name and password (collectively “Credentials”) that comply with applicable technical requirements and policies established by a DealGrinders.ca Company. You may have only one (1) Account. Your Account and Credentials are personal to you and may not be shared with any other person. You may not create an Account for anyone else. You are fully responsible and liable for maintaining the confidentiality of your Account and Credentials and for any and all use and misuse of your Account and Credentials (including all transactions using your Account or Credentials) and for all resulting loss, damage and liability. You may not disclose your Credentials to any other person or permit any other person to use your Account or Credentials. You will immediately notify DealGrinders.ca Customer Care by email to info@DealGrinders.ca if there has been any unauthorized use of your Account or if you know or suspect that your Credentials have become known to or used by any other person. Each DealGrinders.ca Company may act on any communication given through your Account or using your Credentials. The DealGrinders.ca Companies are not under any obligation to verify the actual identity or authority of any person using your Account or Credentials, but each DealGrinders.ca Company in its discretion may at any time require verification of the identity of any person seeking to access your Account and may deny access to and use of your Account and any or all Services if the DealGrinders.ca Company is not satisfied with the verification. A DealGrinders.ca Company in its discretion may cancel or suspend your Account or reject, revoke or require that you change or renew your Credentials at any time (including if your Account is inactive) without notice or liability to you or any other person. If your Account is suspended, cancelled or terminated by a DealGrinders.ca Company, then you may not create another Account without the DealGrinders.ca Company’s express prior written consent.
5. Accurate Information To register for an Account or to apply or submit an order for a Product or Service, you may be required to provide certain information about yourself (including your legal name, contact information and payment information) and give certain authorizations or instructions. You will ensure that all information you provide to a DealGrinders.ca Company is true, accurate, current and complete, and you will update that information from time to time so that it remains true, accurate, current and complete. Each DealGrinders.ca Company will rely on the information that you provide. The DealGrinders.ca Companies are not obligated to verify the truth, accuracy, currency or completeness of any information you provide, but each DealGrinders.ca Company may do so in its discretion, and you hereby consent to each DealGrinders.ca Company making reasonable inquiries and investigations that it considers appropriate to verify the information you provide. You are and will remain solely responsible and liable for all loss, damage and liability (including additional costs) that you, any DealGrinders.ca Company or any other person may incur as a result of your submission of any false, incorrect or incomplete information, your failure to promptly update your information if it changes, or any other breach of your obligations under this section
6. Personal Information Privacy and Credit Reports By registering for an Account or applying or submitting an order for a Product or Service, you consent to the collection, use, disclosure and retention of your personal information by or on behalf of the DealGrinders.ca Companies as explained in the DealGrinders.ca Group Privacy Policy (online: https://www.DealGrinders.ca/privacy-policy), as revised from time to time, and as otherwise permitted by applicable law. When you apply or submit an order for certain Products or Services (such as assistance finding a car dealer or a lender) provided by a DealGrinders.ca Company, the DealGrinders.ca Company may obtain your credit score and related information from a credit reporting agency to process or fulfill the transaction, and the DealGrinders.ca Company may also use the credit score and related information to update your confidential profile for use by all DealGrinders.ca Companies. If a DealGrinders.ca Company refers you to an independent business (e.g. a car dealer, lender or credit card company) for a proposed transaction (e.g. a car purchase, loan or credit card), then:
(a) the independent business may request a credit report for any legitimate purpose associated with the proposed transaction; and
(b) the DealGrinders.ca Company may collect from that independent business information regarding the transaction to update your confidential profile for use by all DealGrinders.ca Companies.
7. Transactions
(a) Misprints/Errors: The DealGrinders.ca Companies endeavour to provide current and accurate information on Websites and in communications relating to your applications and orders for Products and Services, but misprints, errors, inaccuracies, omissions (including incorrect specifications for Products and Services) and other errors may sometimes occur. Each DealGrinders.ca Company reserves the right to correct any misprint, error, inaccuracy or omission at any time without prior notice or liability to you or any other person, and to change at any time Products and Services advertised on Websites, the prices, fees, charges and specifications of those Products and Services, any promotional offers and any other Website content, all without any notice or liability to you or any other person. If you submit an order for a Product or Service for which incorrect information was displayed on a Website, the relevant DealGrinders.ca Company will provide you with a reasonable opportunity to cancel your order.
(b) Availability: Products and Services advertised on a Website may not be available when ordered or any later time. If you order a Product or Service that is not available, the relevant DealGrinders.ca Company will notify you by email. The DealGrinders.ca Companies reserve the right in their discretion to refuse or cancel any order you submit and to limit quantities available for sale or sold.
(c) Prices: All prices and other amounts appearing on a Website are quoted in Canadian dollars, unless expressly indicated otherwise. The DealGrinders.ca Companies reserve the right to change prices advertised on a Website at any time. The total price of your order will include the price of the ordered Products and Services plus all applicable taxes and delivery and handling charges. The price, applicable taxes and charges will appear on the completed order, and will be charged to your credit card or other payment method when your order is accepted.
(d) Orders: The advertisements on Websites are invitations to make offers to purchase and are not offers to sell. Your properly completed and delivered application or order constitutes your offer to purchase the Products and Services referenced in the application or order. Your application or order will be deemed accepted by the relevant DealGrinders.ca Company when the relevant DealGrinders.ca Company confirms that your application or order has been accepted.
7. Technical Requirements and Technical Support You are solely responsible and liable for obtaining, provisioning, configuring, maintaining, paying for, and protecting from loss and damage, all equipment (including compatible computing devices), software (e.g. Internet browser and PDF reader software) and services (including Internet access and mobile data services) necessary for your use of your Account, Products and Services. The DealGrinders.ca Companies are not obligated to provide technical support, but may do so in their discretion. Your use of that technical support is governed by these Terms. For greater certainty, electronic communications (including text messages) that you send to or receive from a DealGrinders.ca Company may be subject to standard message and data rates charged by your service providers, and you are solely responsible and liable for payment of those charges.
8. Monitoring The DealGrinders.ca Companies are not obliged to monitor your use of your Account, but reserve the right to do so in their discretion (including for the purposes of administering the Account and providing Products and Services, quality assurance and training, verifying compliance with these Terms and compliance with applicable laws) without notice or liability to you or any other person.
9. Feedback If you give feedback (including ideas or suggestions for enhancements or improvements) about a Website or a Product or Service to a DealGrinders.ca Company, then each DealGrinders.ca Company and its licensors may use and commercialize the feedback in any way and for any purpose without providing any compensation to you or any other person.
10. Communications You authorize each DealGrinders.ca Company to:
(a) accept communications it receives from you by means of your Account or by email as if those communications had been given directly by you in writing and signed by you;
(b) disclose your communications to its service providers and to any other DealGrinders.ca Company; and
(c) respond to your communications through your Account, a Website, by email or other means of communication. Communications you send to a DealGrinders.ca Company are not effective unless and until they are actually received and processed by the DealGrinders.ca Company’s responsible representative. A DealGrinders.ca Company may refuse to process any communications that you send to the DealGrinders.ca Company, or may reverse the processing of any communications that you send to the DealGrinders.ca Company, at any time in its discretion, and without notice or liability to you or any other person, if the DealGrinders.ca Company believes the communication to be fraudulent or unlawful or defective, inaccurate or incomplete due to a technical malfunction.
11. Products and Services, the technologies and data used to provide Products and Services and all related proprietary rights (including copyright) are owned solely by the DealGrinders.ca Companies and their licensors and are protected by Canadian and international intellectual property laws. Your purchase or use of a Product or Service does not transfer to you any right, title or interest in, to or associated with the Product and Service or any related technologies and data or any related intellectual property rights.
12. Referred Businesses, Referred Products/Services and Linked Sites A DealGrinders.ca Company may provide a referral to an independent business, such as a car dealer, lender or credit card provider (each a “Referred Business”), and Websites and communications from a DealGrinders.ca Company may include advertisements for products or services (including cars, car loans or other financing, extended car warranties, insurance, roadside assistance services, personal loans, credit building services and credit cards) offered by a Referred Business (each a “Referred Product/Service”). Those referrals and advertisements do not guarantee that a Referred Product/Service will be offered or available to you as indicated or at all, or that you will qualify to purchase or receive a Referred Product/Service. The availability of a Referred Product/Service is within the discretion of the relevant Referred Business (not the DealGrinders.ca Companies) and will be subject to the terms and conditions specified by the Referred Business (not by the DealGrinders.ca Companies). Referred Businesses are independent from the DealGrinders.ca Companies, and the DealGrinders.ca Companies do not have any control over, and are not responsible or liable for, any Referred Business or any Referred Product/Service. Each Referred Business will provide its Referred Products/Services subject to a separate agreement between you and the Referred Business, and the DealGrinders.ca Companies are not parties to that agreement or any related transaction between you and the Referred Business. Your dealings with Referred Businesses and your use of a Referred Product/ Service are at your own risk, and you will not make any claim against any DealGrinders.ca Company arising from, connected with, or relating to your dealings with a Referred Business or any Referred Product/Service. VAN01: 4437022: v1 5 For your convenience, Websites and communications sent by a DealGrinders.ca Company may provide links or references to Internet sites or resources operated by independent persons (collectively “Linked Sites”). Linked Sites are independent from the DealGrinders.ca Companies, and the DealGrinders.ca Companies do not endorse, and have responsibility or liability for or control over, any Linked Site, any products, services or content available through a Linked Site or the collection of your personal information through a Linked Site or by the owner or operator of a Linked Site. Your use of a Linked Site and your dealings with the owner or operator of a Linked Site are at your own risk, and you will not make any claim against any DealGrinders.ca Company arising from, connected with, or relating to your use of a Linked Site, your dealings with the owner or operator of a Linked Site or any product, service or content available through a Linked Site.
13. DISCLAIMERS, LIABILITY EXCLUSIONS AND INDEMNITY GENERAL DISCLAIMER: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PRODUCTS AND SERVICES ARE MADE AVAILABLE AND PROVIDED TO YOU ON AN “AS IS”, “AS AVAILABLE” AND “WITH ALL FAULTS” BASIS AND WITHOUT ANY REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES OF ANY NATURE OR KIND WHATSOEVER, WHETHER EXPRESS, IMPLIED OR STATUTORY, OR ARISING FROM CUSTOM OR TRADE USAGE OR BY ANY COURSE OF DEALING OR COURSE OF PERFORMANCE, INCLUDING ANY REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES OF OR RELATING TO ACCURACY, CAPACITY, COMPLETENESS, DELAYS, DURABILITY, ERRORS, FITNESS FOR A PARTICULAR PURPOSE, LACK OF NEGLIGENCE, VIRUSES OR OTHER HARMFUL COMPONENT, INTERRUPTED SERVICE, MERCHANTABILITY, NON-INFRINGEMENT, PERFORMANCE, RESULTS, QUALITY, TIMELINESS, TITLE OR WORKMANLIKE EFFORT, ALL OF WHICH ARE HEREBY WAIVED BY YOU AND DISCLAIMED BY EACH DealGrinders.ca COMPANY TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW; AND NO REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES WILL BE CREATED BY ANY ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, PROVIDED BY OR ON BEHALF OF ANY DealGrinders.ca COMPANY. DISCLAIMER FOR LINKED SITES, REFERRED BUSINESSES AND REFERRED PRODUCTS/SERVICES: WITHOUT LIMITING THE GENERALITY OF ANY OTHER DISCLAIMER, YOU ARE SOLELY RESPONSIBLE FOR THE SELECTION OF LINKED SITES, REFERRED BUSINESSES AND REFERRED PRODUCTS/SERVICES TO ACHIEVE YOUR INTENDED RESULTS, AND YOU ACCESS, DEAL WITH, PURCHASE AND USE LINKED SITES, REFERRED BUSINESSES, AND REFERRED PRODUCTS/ SERVICES AT YOUR OWN RISK. DealGrinders.ca GROUP DOES NOT MAKE OR GIVE ANY REPRESENTATION, WARRANTY, CONDITION OR GUARANTEE OF ANY NATURE OR KIND WHATSOEVER, WHETHER EXPRESS, IMPLIED OR STATUTORY, OR ARISING FROM CUSTOM OR TRADE USAGE OR BY ANY COURSE OF DEALING OR COURSE OF PERFORMANCE, REGARDING ANY LINKED SITE, REFERRED BUSINESS OR REFERRED PRODUCT/SERVICE. DealGrinders.ca GROUP DOES NOT CONTROL, AND IS NOT RESPONSIBLE OR LIABLE FOR, ANY LINKED SITE, REFERRED BUSINESS OR REFERRED PRODUCT/SERVICE. TECHNOLOGY DISCLAIMER: WITHOUT LIMITING THE GENERALITY OF ANY OTHER DISCLAIMER, WEBSITES, PRODUCTS AND SERVICES MAY BE AFFECTED BY NUMEROUS CIRCUMSTANCES BEYOND DealGrinders.ca GROUP’S CONTROL, AND MAY NOT BE CONTINUOUS, UNINTERRUPTED OR SECURE. WEBSITES, PRODUCTS AND SERVICES MAY ALSO BE SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF THE INTERNET AND ELECTRONIC COMMUNICATIONS. DealGrinders.ca GROUP IS NOT RESPONSIBLE OR LIABLE FOR ANY DELAYS, DELIVERY FAILURES OR OTHER DAMAGE OR LOSS RESULTING FROM THOSE CIRCUMSTANCES, LIMITATIONS, DELAYS OR OTHER PROBLEMS. LIABILITY EXCLUSION: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT AND UNDER NO CIRCUMSTANCES WILL DealGrinders.ca GROUP BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY LOSS, DAMAGE OR LIABILITY (INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL AND PUNITIVE DAMAGES) ARISING FROM, CONNECTED WITH OR RELATING TO YOUR USE OF, OR INABILITY TO USE, ANY PRODUCT OR SERVICE OR ANY RELATED MATTER, UNDER ANY THEORY (INCLUDING CONTRACT, TORT, STRICT LIABILITY, STATUTORY LIABILITY OR ANY OTHER THEORY OF LAW), REGARDLESS OF ANY NEGLIGENCE OR OTHER FAULT OR WRONGDOING (INCLUDING FUNDAMENTAL BREACH OR GROSS NEGLIGENCE) BY OR ON BEHALF OF DealGrinders.ca GROUP, EVEN IF OTHER REMEDIES ARE NOT AVAILABLE OR DO NOT ADEQUATELY COMPENSATE YOU OR ANY OTHER PERSON FOR THE LOSS, DAMAGE AND LIABILITY AND EVEN IF DealGrinders.ca GROUP KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF THE POTENTIAL LOSS, DAMAGE OR LIABILITY BEING INCURRED. INDEMNITY: YOU WILL DEFEND, INDEMNIFY AND HOLD HARMLESS DealGrinders.ca GROUP FROM AND AGAINST ANY AND ALL LOSSES, DAMAGES, COSTS, EXPENSES (INCLUDING LEGAL FEES), CLAIMS, COMPLAINTS, DEMANDS, ACTIONS, SUITS, PROCEEDINGS, OBLIGATIONS AND LIABILITIES (INCLUDING SETTLEMENT PAYMENTS) ARISING FROM,CONNECTED WITH OR RELATING TO YOUR USE OF A PRODUCT OR SERVICE OR YOUR NEGLIGENCE, MISCONDUCT OR BREACH OF THESE TERMS. NOTWITHSTANDING THE FOREGOING, DealGrinders.ca GROUP RETAINS THE RIGHT TO PARTICIPATE IN THE DEFENSE OF AND SETTLEMENT NEGOTIATIONS RELATING TO ANY THIRD PARTY CLAIM, COMPLAINT, DEMAND, ACTION, SUIT OR PROCEEDING WITH COUNSEL OF THEIR OWN SELECTION AT THEIR SOLE COST AND EXPENSE. DEFINITION: IN THESE TERMS, “DealGrinders.ca GROUP” MEANS EACH DealGrinders.ca COMPANY AND EACH OF ITS LICENSORS, SUPPLIERS AND SERVICE PROVIDERS, AND EACH OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, SHAREHOLDERS, DISTRIBUTORS, AND REPRESENTATIVES, JOINTLY AND SEVERALLY. RESERVATION: THE LAWS IN SOME JURISDICTIONS PROHIBIT OR LIMIT THE DISCLAIMER OF CERTAIN WARRANTIES AND CONDITIONS OR THE EXCLUSION OR LIMITATION OF CERTAIN LIABILITIES AND REMEDIES, AND SO THE DISCLAIMERS, EXCLUSIONS AND LIMITATIONS IN THESE TERMS AND CONDITIONS MIGHT NOT APPLY TO YOU. ACKNOWLEDGEMENT: YOU ACKNOWLEDGE THAT THE ALLOCATION OF RISK SET OUT IN THESE TERMS IS AN ESSENTIAL PART OF THE BARGAIN BETWEEN YOU AND THE DealGrinders.ca COMPANIES AND AN INDUCEMENT TO THE DealGrinders.ca COMPANIES TO PROVIDE YOU WITH PRODUCTS AND SERVICES.
14. Termination These Terms as they apply to you will continue in full force and effect unless and until you cease using all Products and Services, and in those circumstances these Terms will continue to apply and be binding regarding your access to and use of Products and Services before termination and all related matters (including any related dispute). The termination of these Terms will not terminate any other agreement between you and any DealGrinders.ca Company or any other person (including a Referred Business).
15. Governing Law The DealGrinders.ca Companies have their head offices in Calgary AB. These Terms, Products, Services and all related matters are governed by, and will be construed and interpreted solely in accordance with, the laws of the Alberta.
Your privacy is important to DealGrinders.ca and its corporate affiliates, including DealGrinders.ca Auto Finance. This Privacy Policy explains how DealGrinders.ca Group collects, uses, discloses and retains personal information, including information collected by DealGrinders.ca Group through websites and telephone calls and when providing products or services.
(a) Information You Provide You may be asked to voluntarily give your personal information to a DealGrinders.ca Company when you interact,orally, in writing or by electronic transmission, with the DealGrinders.ca Company, including when you apply for an account or membership, subscribe to a newsletter, register to receive information, apply or register for or order a product or service offered by a DealGrinders.ca Company or use a product or service provided by a DealGrinders.ca Company. In those circumstances, you can choose not to provide certain requested personal information, but then you might not be able to proceed with your intended interaction or transaction with the DealGrinders.ca Company or otherwise receive the full benefit of the desired product or service. Telephone calls between you and the DealGrinders.ca Company will be recorded to ensure accuracy and quality assurance, and may be disclosed to third parties to verify the DealGrinders.ca Company is compliant with its contractual obligations to third parties. You can choose not to have the telephone call recorded, and communicate by writing or electronic transmission.
(b) Automated Collection
A DealGrinders.ca Company may automatically collect certain information regarding your use of the DealGrinders.ca Company’s website or online service, such as the dates and times that you access the website or online service, the browsers, operating systems, software and devices that you use to access the website or online service and details of your use of the website or online service. A DealGrinders.ca Company’s websites, online services, email messages and advertisements may use technologies (e.g. cookies, web beacons, tokens, pixels or tags) to collect information that assists the DealGrinders.ca Company to improve its products, services, customer communications and advertising and to prevent fraud. A DealGrinders.ca Company may use information that it collects through technological means to recognize you as a user of the DealGrinders.ca Company’s websites or online services, to facilitate and improve your use of the DealGrinders.ca Company’s websites or online services, to confirm that messages have been delivered to and opened by you and to provide you with targeted advertisements. You may choose to decline or disable cookies if your web browser or device permits, but doing so may affect your ability to access or use certain features of DealGrinders.ca® Group Privacy Policy Last Updated: 15 Oct 2018 a website or online service. More information about cookies used for interest-based advertising is set out in section 4(c) below. Much of the information that is automatically collected by technological means is non-personal information (because the information does not identify you), and DealGrinders.ca Group will deal with that non-personal information as explained below in this Privacy Policy unless applicable law requires otherwise.
(c) Credit Reports
When you apply or register for, order or use certain products or services from a DealGrinders.ca Company (e.g. a referral to a car dealer for a financed car purchase), the DealGrinders.ca Company may obtain your credit score and related information from a credit reporting agency to process or fulfill the transaction, and the DealGrinders.ca Company may also use the credit score and related information to update your confidential profile for use by DealGrinders.ca Group as set out in this Privacy Policy. Upon your request we will inform you if we have ordered such a report, and will give you the name and address of the credit reporting agency that furnished the report. You also acknowledge and agree that any dealers or other persons or organizations to which we have disclosed your personal information in accordance with this Privacy Policy, may request a credit report for any legitimate purpose associated with your application [for credit, extending credit, modifying the terms of your credit agreement, or collection on your account.]
(d) Information Regarding Referred Transactions
If a DealGrinders.ca Company refers you to an independent business (e.g. a car dealer, lender or credit card company) for a proposed transaction (e.g. a car purchase, loan or credit card), then the DealGrinders.ca Company may collect from that independent business information regarding the transaction to update your confidential profile for use by DealGrinders.ca Group as set out in this Privacy Policy.
(a) General
Each DealGrinders.ca Company uses your personal information collected by the DealGrinders.ca Company for purposes relating to or arising from your relationship and transactions with the DealGrinders.ca Company and as otherwise set out in this Privacy Policy or permitted by applicable law, including:
(b) DealGrinders.ca Group
A DealGrinders.ca Company may share your personal information with the entire DealGrinders.ca Group, and the DealGrinders.ca Group may develop, maintain and share a confidential profile for you for use by each DealGrinders.ca Company to provide information, products and services to you, to facilitate your dealings with each DealGrinders.ca Company and as otherwise set out in this Privacy Policy.
(c) Interest-Based Advertising
The DealGrinders.ca Group may use interest-based advertising services (sometimes called “remarketing” or “retargeting”) provided by third party vendors (such as Google and Facebook) to display advertisements on third party websites and social media sites visited by users of a DealGrinders.ca Group website. Advertising vendors (such as Google and Facebook) use cookies, pixels or tokens – unique identifiers of a web browser on a specific computer that are installed on the computer when it accesses DealGrinders.ca Group websites – to display ads based on the computer’s past access to DealGrinders.ca Group websites. You can opt-out of Google’s use of cookies by visiting Google’s Ads Settings. You can also opt out of a remarketing vendor’s use of cookies by visiting the Network Advertising Initiative’s consumer opt-out page.
(a) General
Each DealGrinders.ca Company discloses your personal information for purposes relating to or arising from your relationship and transactions with the DealGrinders.ca Company and as otherwise set out in this Privacy Policy or permitted by applicable law.
(b) Specific Consents
A DealGrinders.ca Company may disclose your personal information in accordance with express or implied consents that you give during your interactions and transactions with the DealGrinders.ca Company.
(c) Referred Transactions
If a DealGrinders.ca Company refers you to an independent business (e.g. a car dealer, lender or credit card company) for a proposed transaction (e.g. a car purchase, loan or credit card application), then the DealGrinders.ca Company may disclose your personal information (including your credit score and related information) to the independent business to facilitate the proposed transaction. DealGrinders.ca Group has no control over, or responsibility or liability for, the use, disclosure or retention of your personal information by the independent business, and the use, disclosure and retention of the disclosed information by the independent business is not subject to this Privacy Policy.
(d) Suppliers and Service Providers
A DealGrinders.ca Company may disclose your personal information to its suppliers and service providers (including fraud prevention services and payment processors) to assist the DealGrinders.ca Company in theprovision of information, products and services to you, to provide services to the DealGrinders.ca Company, to assist the DealGrinders.ca Company to use your personal information as set out in this Privacy Policy and as otherwise permitted by applicable law.
(e) Law Enforcement/Legal Disclosures
A DealGrinders.ca Company may disclose your personal information as required or authorized by applicable law, including to comply with a subpoena, warrant or court or arbitral order or litigation disclosure obligation.
A DealGrinders.ca Company may disclose your personal information to law enforcement agencies or other independent organizations if the DealGrinders.ca Company reasonably believes the disclosure is necessary or appropriate in connection with national security, law enforcement or other issues of public importance, or if the DealGrinders.ca Company reasonably believes the disclosure is necessary or appropriate to protect and enforce the DealGrinders.ca Company’s legal rights, interests and remedies or to protect the rights, interests, business, operations or customers of the DealGrinders.ca Company or other persons (including to detect and prevent fraud and other illegal activities, enforce any of the terms of use, terms of service or other agreements that govern access to or use of any of the DealGrinders.ca Company’s products or services). A DealGrinders.ca Company has no control over, or responsibility or liability for, the use, disclosure or retention of your personal information by the agencies, independent organizations or other persons to whom the DealGrinders.ca Company discloses the information in the foregoing circumstances, and the use, disclosure and retention of the disclosed information by those agencies, independent organizations or other persons is not subject to this Privacy Policy.
(f) Business Transactions
A DealGrinders.ca Company may disclose your personal information in connection with a proposed or actual business transaction in which the DealGrinders.ca Company is involved (such as a corporate amalgamation, reorganization, merger or acquisition, or the sale or transfer of some or all of the DealGrinders.ca Company’s business or assets), but the DealGrinders.ca Company will require the information recipient agree to protect the privacy of your personal information in a manner that is consistent with this Privacy Policy and applicable law.
(a) Disclaimers, Liability Exclusions/Limitations and Disputes:
The agreements (including any subscription agreement, membership agreement or terms of service or use) that you accept when you apply, register for, order or use DealGrinders.ca Group’s products or services contain important provisions, including provisions disclaiming, limiting or excluding the liability of DealGrinders.ca Group and other persons (including service providers) and provisions determining the applicable law and jurisdiction for the resolution of disputes. To the extent permitted by applicable law, each of those provisions applies to any dispute that may arise in relation to this Privacy Policy or DealGrinders.ca Group’s collection, use, disclosure and retention of your personal information, and are of the same force and effect as if they had been reproduced directly in this Privacy Policy. Nothing in this Privacy Policy amends any of those other agreements.
(b) Changes to this Policy:
A DealGrinders.ca Company may change this Privacy Policy from time to time by posting a new version of this Privacy Policy on the DealGrinders.ca Company’s website. A DealGrinders.ca Company’s collection, use, disclosure and retention of your personal information will be governed by the version of this Privacy Policy in effect at that time. Your continued dealings with a DealGrinders.ca Company after any change to this Privacy Policy will signify your consent to the collection, use, disclosure and retention of your personal information as set out in the changed Privacy Policy. Accordingly, you should check the “Last Updated” date of this Privacy Policy (at the top of this Privacy Policy) and review any changes since the last version.
(c) English Language:
You and DealGrinders.ca Group have each expressly requested and required that this Privacy Policy and all other related documents be drawn up in the English language. Les parties conviennent et exigent expressement que cette Politique de Confidentialité et tous les documents qui s’y rapportent soient rédigés en anglais.
(d) Contacting DealGrinders.ca Group’s Chief Privacy Officer:
If you have any comments or questions about this Privacy Policy or how DealGrinders.ca Group deals with your personal information, please contact DealGrinders.ca Group’s Chief Privacy Officer by mail or email at: DealGrinders.ca Group – 52 Martin Crossing Crescent NE, Calgary AB T3J 3S8